The Top 5 Youngest Super Rich In The World: Ultra-high net-worth individuals as known as super-rich people are those who own at least US$30 million (420 billion rupiahs), excluding personal assets and property.

According to Knight Frank’s Wealth Report in 2018, there are 198,342 super-rich people in the world.

London is ranked as the number one city with the highest amount of super-rich (4944), followed by Singapore (3598), Tokyo (3732) and New York (3378).

Despite the economic downturn and along with issues such as Brexit, trade war and tension in the Middle East, the super-rich is expected to grow faster in most cities of Asia.


6 Core Habits of The Self-made Billionaires

You might familiar with names such as Jeff Bezos, Warren Buffett, or Mark Zuckerberg who are among the top list of super-rich individuals in the world with net worth more than US$10 billion or above 50 trillion rupiahs, according to Forbes list of wealthy people in 2019.

You might ask how long it takes to this super-rich acquiring such remarkable wealth and how they started to build up the fortunes.

They generate over US$30 million (420 billion rupiahs) net worth through brilliant business venture ideas, family inheritance, or significant investment.

It seems like their fortunes grew instantly but as you recognize that being a wealthy person takes time and doesn’t happen easily.

To hit their first million dollars, the self-made billionaires spent at least 5 years long. Facebook, Alibaba, Amazon were able to make it under 5 years before they could reap billions of net worth.

Now, let’s dive into 6 core habits of the self-made billionaires that help them create and grow their wealth.


#1 Save Money

Build a habit of saving money at an early age. Keep 10% of your paycheck or income. Adjust the amount if you have much debt and expenses.

Even if you think your income is too small to cover for your living expenses, you can save 1% of the income and learn to discipline yourself to live with 99%.

It is the self-made billionaire habit of saving from an early age. Through saving, you’ll learn to control your income and expenses more carefully.

Brian Tracy in his book Million Dollar Habits mentioned saving habit will gradually make you adapt to a lifestyle with less money.  


#2 Frugal Lifestyle

Mark Zuckerberg prefers to wear a simple t-shirt, jeans, and sneaker for his work every day rather than expensive tailored suits.

Warren Buffett stays in a house with a five-bedroom that he bought since 1958 at US$31,500 (441 million rupiahs), with the net worth of US$82.5 billion (1,155 trillion rupiahs), he could afford a more expensive house.

Jeff Bezos with a net worth of US$131 billion (1,834 trillion rupiahs), still uses a Honda accord car.

Jeff Bezos 03 Finansialku

[Read: 8 Entrepreneurial Mindset: Behind The Mind of An Entrepreneur]


Having a lot of money doesn’t always mean a lavish lifestyle. It could mean a frugal lifestyle that simplifies your life. Buffett explained that the quality of his lifestyle wasn’t affected by the money that he had.

He said “My life couldn’t be happier. In fact, it’d be worse if I had six or eight houses. So, I have everything I need to have, and I don’t need any more because it doesn’t make a difference after a point.”


#3 Wake Up Early

Most of the self-made billionaires are a morning person. They wake up early around 5.00 am.

Richard Branson and Jack Dorsey get up around 5.00 am. They start the day with exercise and meditation.

To Manny Stul, CEO of Moose Toys, it is a life-changing experience for him to wake up early without an alarm, a habit that he built for two weeks.

Early morning is the best time to start a day with some routine. It prepares you physically and mentally to do the daily schedule. In a world surrounded by noise and distraction, our mind could easily lose its focus.

Waking up early will help you concentrate to get done each priority for the day and cope better with interruption and unpredictable situations.

Thomas C. Corley in his study of 177 self-made billionaires discovers that 50% of them wake up at least 3 hours before their work begins.


#4 Have Daily Routine

Meditation, exercise, reading or planning in the night before are several routines the wealthiest people have daily.

Oprah Winfrey starts her day by walking her 5 dogs after brushing teeth.

Jack Dorsey, the founder of Twitter, spends the first minutes of a day on meditation while Elon Musk goes reading and responding to critical emails right away after waking up.

13 Kebiasaan Orang Sukses Di Malam Hari Sebelum Tidur 08 Elon Musk

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A daily routine whether it is in the morning, day or night, have a positive impact on boosting productivity.

A routine keeps things in your daily schedule organized and gives more sense of self-control. It is a form of self-discipline which is doing things consistently regardless of your changing moods.


#5 Read

This is a no-secret habit behind the most wealthy successful people. They spend more than 30 minutes reading a book each day.

Warren Buffett is famous for his voracious reader. He could spend a day reading 500 pages. Though Bill Gates dropped out of school he is an avid reader. He reads 50 books a year.

Most of the billionaires realize the essential part of reading. Genius idea and creativity come along with and develop through acquiring information whether it’s new or old ones. You could train yourself to read actively.

How many books have you read this year?

Choose a book that could add value to your skills, business, and life. You can commit to finish reading one book this month and see the difference you can have after that.


#6 Healthy Lifestyle

The wealthy people understand that the way to achieve their goals in life is to keep their body fit. Being healthy means balancing between work and life.

The more healthy you are, the more fulfilling and enjoyable your life becomes.

Even wealthy people are not free from stress or depression. These unhealthy emotions sometimes are generated from failing to take care of physical and mental well-being.

Cara Hadapi Stres 07 Olahraga - Finansialku

[Read: How To Be A Successful Person in Life]


Some studies showed that poor decision making is influenced by the ability to deal with emotional issues. Overworking can cause less sleep and affect emotional and physical health.

How is your exercise activity during this week? Pick up one exercise to undertake during this week that fits with your body limitation.

Some of the super-rich maintain a healthy lifestyle by doing exercise, healthy diet, meditation, yoga or enough sleep at night.  

Which of the habit you’d like to build before the end of this year? Doesn’t matter how much money you own, this habit will last long and improve the quality of your life including your finance.

To quote Brian Tracy “good habits are hard to form but easy to live with. Bad habits are easy to form but hard to live with.”


5 Youngest Super Rich In The World

Now, let’s dive into the top 5 list of the youngest self-made super-rich people under age 32 on earth.


#1 Kylie Jenner

Kylie Jenner who comes from a wealthy family Kardashian has made herself the youngest billionaire in the world in 2019 with a total net worth US$1 billion (14 trillion rupiahs).

She is known for her make-up product Kylie cosmetics that she started when she was 19.

Menjadi Billioner, Ini Bisnis Kylie Jenner Ini Bisa Kamu Tiru 01 - Finansialku

Kylie Jenner


In 2018, she sold out US$360 million (5 trillion rupiahs) of Kylie cosmetics.

This business that she ventured successfully became the source of her remarkable net worth and made her the youngest and the only youngest female billionaire by age 21.

She gains 177 million followers on social media which give her more opportunity to promote her cosmetics product. It is the advantage of building a strong network that generates large customers for her.

She mentioned that “It’s the power of social media, I had such a strong reach before I was able to start anything.”


#2 John Collison

Some of you may haven’t heard about his name, but he is famous with the company Stripe, the most highly valued fintech company in U.S.A which provides a platform for people to make or receive payments through the internet.

Together with his brother Patrick Collison found the company when they were still in college in 2010.

The Top 5 Youngest Super Rich In The World 02 - Finansialku

John Collison


This company has served giant techs such as Amazon and Microsoft. His net worth is US$2.1 billion (29.4 trillion rupiahs) at age 28.

Though he, an Irish young man, was dropped out from Harvard University it doesn’t stop him to innovate and grow the business.

Stripe had US$245 million (3.4 trillion rupiahs) funding in 2018 that make the company valued at US$20.25 billion (283.5 trillion rupiahs).  


#3 Evan Spiegel

The co-founder and CEO of Snapchat, a multimedia messaging app that gained 187 million users in 2018, obtained net worth US$2.1 billion (29.4 trillion rupiahs) by age 29.

Today it has reached 191 million people who use Snapchat to send disappearing messages.

CEO Snapchat, Evan Spiegel Memberikan Kata-kata Motivasi Agar Jadi Anak Muda Terkaya di Dunia 01 - Finansialku

Evan Spiegel


At age 26, Spiegel became the youngest CEO public company. This dropped out student of Stanford University, in 2011 founded the Snapchat with his friend of Stanford, Bobby Murphy.

Today Snapchat is a social media app that leads in the technology of Augmented Reality which allows users from the real-world to interact with computer-generated perceptual information via multiple sensory.  


#4 Patrick Collison

The brother of John Collison also becomes a self-made billionaire by age 30 through the company he founded with his brother.

Patrick Collison is also a dropped out student from MIT. At his teenage, Patrick Collison, along with his brother had been a millionaire by selling Automatic to Live Current Media for US$5 million (70 billion rupiahs).

The Top 5 Youngest Super Rich In The World 03 - Finansialku

Patrick Collison


Since kids, they had had the spirit of competition in coding to master the craft. No wonder their interests lead them to the creation of Stripe that valued US$20,25 billion (283,5 trillion rupiahs).

Who knows your hobby today could rake in a lot of cash for you in the future. And yet, indeed, sometimes degree doesn’t correlate with the wealth.


#5 Bobby Murphy

In the fifth list, there is Bobby Murphy, the co-founder of Snapchat along with his partner Evan Spiegel.

He successfully obtained net worth US$2.1 billion (29.4 trillion rupiahs) by the age of 31 from the company he built with Spiegel.

Unlike Spiegel, he is a graduate student from Stanford University where he got his Bachelor of Arts/Science.

The Top 5 Youngest Super Rich In The World 04 - Finansialku

Bobby Murphy


Together with Spiegel, they created a foundation for arts and education and planned to donate 13,000,000 Class A shares to the non-profit by 2027.    



Super rich people are those who own more than US$30 million.

The sources of their wealth come from different places, family wealth, genius ideas, innovation, social network, and technology. And even some get an inheritance from their family, but they still have to work hard on growing the wealth.

On average, it takes more than 5 years for self-made billionaires to hit the record of their first million-dollar.

It means that before they received the billion-dollar, they were sweating and working hard. They didn’t go to a magical lamp and ask the genie to double or triple their income in a blink of an eye.

Along with that some of them build certain habits that help them retain financial freedom and growing wealth.

Notice that these habits don’t make you a billionaire but they certainly prepare you to become a successful entrepreneur no matter how much wealth you’ll gain. As an English saying goes “If you take care of your pennies, the pounds will take care of themselves.”


Please, share this article to your closest friends. They should know all the information in this article.



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  • Jeff Desjardin. March 08, 2019. Map: Cities With The Most Ultra-Rich Residents. –
  • Jeff Desjardin. June 26, 2019. How Long It Took Billionaires To Earn Their First $1 Million. –
  • Tanza Loudenback. January 19, 2018. The Surprisingly Frugal Habits Of 9 Billionaires. –
  • Angie Mohr. October 15, 2018. The Everyday Lives Of Frugal Billionaires. –
  • Rafael Badziag. June 21, 2019. I Interviewed 21 Self-Made Billionaires About Their Secrets To Wealth And Success—Here’s What I Learned. –
  • Etkins. April 7, 2016. A Man Who Spent 5 Years Studying Millionaires Found One Of Their Most Important Wealth-Building Habits Starts First Thing In The Morning. –
  • Katya Kupelian. February 1, 2019. Mark Zuckerberg Says Facebook Is The First Thing He Checks When He Wakes Up. Here’s How 9 Billionaires Start Their Mornings. –
  • Admin. Billionaires And Their Reading Habits. –
  • Admin. March 05, 2019. Billionaires: The Richest People In The World. –
  • Jeff Desjardins. July 14, 2014. Habits Of The Wealthiest People. –


Image Credits:

  • Super Rich 01 –
  • Super Rich 02 John Collison –
  • Super Rich 03 Patrick Collison –
  • Super Rich 04 Bobby Murphy –